DeFico™ isDynamic
DeFico™ is a patent-pending points-based lending platform on the blockchain.
We seek to disrupt the antiquated automotive lending system by offering asset-backed tokenized loans.
Why DeFico™?
The automotive dealership market is broken. And so is the antiquated credit score and lending system that immobilizes many families.
Dealers and lenders have used traditional scoring systems to qualify buyers.
While this sounds good on the surface, the outdated credit score model eliminates a considerable number of qualified buyers who could afford vehicles.
Not only are the dealerships crippled competing within a small pool of buyers driving down automotive sales and profit margins, but it also punishes consumers.
Why Now?
What if you could change all of that and implement a new lending points system that expands the marketplace, diversifies the risk, creates social impact, and streamlines the process for everyone involved?
You are then an intricate part of the equation to the disruption of an annual automotive trillion-dollar market, right now!
The economic upside is enormous. And so are the opportunities provided to those in need.
A Scoring Model for Today’s Consumer:
Disrupting the Auto Loan Industry
Disrupting the Auto Loan Industry
DeFico™ has solved it. It’s time we evolved with it. So humanity can thrive, not just survive, by getting more responsible borrowers into safer vehicles.
The credit scoring system used by American’s today was implemented in the ‘80s using an antiquated mathematical equation.
DeFico™ leverages modern data analytics and algorithmic models to accurately assess a borrower without Increasing credit risk.
Consumers Hunting for A
Better Loan or Lender
Consumers Offered a
High-Interest Rate
Consumer’s Loan Decision Based Soley on the Traditional Credit Scoring
Automotive
48 Dealerships have Committed to Offering DeFico™ as an Alternative Lending Option to their Customers.
Become a DeFico™ Approved Dealer
DeFico™ Auto Lending Process
How it works
DeFico™ Executives
Sam Errama
Founder/CEO
Founder/CEO
Murali Margapuri
Co-Founder/CTO
Co-Founder/CTO
Brandi Kolosky
Founding Partner & CGO
Founding Partner & CGO
Ara Ghanbarian
VP of Sales
VP of Sales
DeFico™ Advisory Board
Courtney Olujobi
Strategic Advisor
Strategic Advisor
Taha Errama
Global Advisor
Global Advisor
Zouheir Lakhdissi
Cyber-Tech Advisor
Cyber-Tech Advisor
Nico Krogulec
UI/UX Designer
UI/UX Designer
Mike Benavides
Data Science Advisor
Data Science Advisor
Bringing Blockchain to the Auto Lending Industry: Introducing The DeFico™ Security Token
Why Security Token?
Diversification
of Risk Across
Token Holders
Securitizing Loans
Removing Risk from
DeFico’s Balance Sheet
Additional Transactional
Security Layers of Investment
Ownership Stakes Preserved
on Blockchain Ledgers
Digital, Liquid Contracts
for Fractions of Vehicle
Assets That Already Has Value
We want to hear
from you!
from you!
This proof of stake is new and quite honestly,
revolutionary…you will have several questions…likely,
quite a few of them!
Our team is here to answer any questions you may
have…feel free to contact us by filling out
the following information:
For General Inquiries: Info@DeFico.com
For Media Inquiries: Media@DeFico.com
For Investor Inquiries: Investors@DeFico.com
For Lending Inquiries: Lending@DeFico.com
For Advisor Inquiries: Advisor@DeFico.com
